No interest loans available to help with home repairs
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Have you been putting off home repairs?
There are funds available to help homeowners who would like to make repairs to their homes. The Home Repair Program offers loans at no interest to income eligible homeowners for necessary repairs. You repay the loan when you no longer occupy the home (when you sell or move out of the home). Loans can be provided for properties located in Barron, Buffalo, Clark, Chippewa, Dunn, Eau Claire, Pepin, Pierce, Polk and St. Croix Counties.
There is no interest on the loan and there are no monthly payments required. The owner/estate pays back only what they borrowed, no interest when they no longer occupy the loan.
The loans are available for necessary home repairs such as replacing siding, windows, doors, furnaces water/sewer laterals from the curb to the house, replacing septic systems and wells, upgrading plumbing, heating and electric systems, installing insulation, repairing foundations, and making a home accessible for a member who has a disability. Funds cannot be used for general remodeling such as updating decor. Loans must be approved prior to the work being started. Funds cannot be used to reimburse a family for work already completed. Repairs to mobile homes are eligible if the owner also owns the land beneath the mobile home. Mobile homes in mobile home parks are not eligible.
Owners choose the contractor they will use. Participants are required to get 3 bids from contractors of their choice. Contractors must carry liability insurance and provide the Program Administrator with income tax identification information.
To apply for the program or obtain more information you can contact:
• Valerie Prueher (Barron, Dunn, Pierce, Polk, St. Croix counties): 715-726-4580
• Lori Artz (Chippewa, Clark counties): 715-738-2596
• Georgia Crownhart (Buffalo, Eau Claire, Pepin counties): 715-839-2889
| House-
hold size |
Barron, Buffalo, Clark | Chippewa, Eau Claire | Dunn | Pepin | Polk | Pierce, St. Croix |
| 1 | $33,750 | $38,550 | $35,700 | $33,800 | $33,850 | $46,000 |
| 2 | $38,550 | $44,050 | $40,800 | $38,600 | $38,650 | $52,600 |
| 3 | $43,350 | $49,550 | $45,900 | $43,450 | $43,500 | $59,150 |
| 4 | $48,150 | $55,050 | $50,950 | $48,250 | $48,250 | $65,700 |
| 5 | $52,050 | $59,500 | $55,050 | $52,150 | $52,200 | $71,000 |
| 6 | $55,900 | $63,900 | $59,150 | $56,000 | $56,050 | $76,250 |
| 7 | $59,750 | $68,300 | $63,200 | $59,850 | $59,900 | $81,500 |
| 8 | $63,600 | $72,700 | $67,300 | $63,700 | $63,800 | $86,750 |

